Terms & Conditions

The following terms and conditions (“Terms and Conditions”) govern your use of the World Wide Web Site located at https://www.pinpoint.kfmweb.com (this “website”). By accessing, viewing, or using the content, material, or services available on or through this website, you indicate that you have read and understand these Terms and Conditions, agree to them, and intend to be legally bound by them. If you disagree with these Terms and Conditions, you are not granted permission to use this website and must exit immediately.

These Terms and Conditions may be changed at any time. Notice of any new or revised Terms and Conditions website. Users visiting the website before the change are obligated to learn of any changes to the Terms and Conditions from their last visit. Any change to these Terms and Conditions shall be effective for any visitor who has visited the website before the change was made.

This website has been prepared solely for the purpose of providing information about Pinpoint Account Solutions, LLC (“Company”) and the products and services offered by the Company and its operating subsidiaries and affiliates. Without limiting the generality of anything else, the company makes no commitment and disclaims any duty to update this website or any of the information obtained through this website, and it shall not be responsible for any errors or omissions in the website. The company reserves the right to add, modify, or delete any information on this website at any time, with or without notice.

Website text, graphics, design, selection, and arrangement copyright Pinpoint Account Solutions, LLC. All rights reserved. The company also owns a copyright on the website as a collective work and/or compilation. Permission is granted to download and print materials from this website only for viewing, reading, and retaining the materials for personal, non-commercial purposes for reference. Any other copying, distribution, or modification of or preparation of derivative works based upon, or any framing, capturing, harvesting, or collection of, or creating of hypertext or other links or connections to, this website or any materials on this site, whether in electronic or hard copy form, without the express prior written permission of Company is strictly prohibited. Removing or altering copyright or proprietary notice on any website materials is strictly prohibited.

All names, trademarks, service marks, symbols, slogans, and logos appearing on the website are proprietary to Company or its licensors. Use or misuse of these trademarks is expressly prohibited and may violate federal and state trademark law.

Company welcomes your feedback and suggestions about how to improve our products, information, services, and this website. By transmitting any suggestions, information, data, material, or other content (collectively, “Submissions”) to Company, you automatically grant Company the royalty-free, perpetual, irrevocable, non-exclusive right and license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, redistribute, transmit, perform and display any or all of such Submissions (in whole or part) and to incorporate such in other works in any form, media, or technology now known or later developed for the full term of any rights that may exist in such Submission(s). Further, Company is free to use any ideas, concepts, methods, know-how, techniques, and processes contained in any communications you send to this website for any purpose whatever, including, but not limited to, creating and marketing products, information, or services using such information.

Certain statements in documents that appear in or are obtained through this website, including, without limitation, statements as to any company’s objective to grow through strategic acquisitions and internal growth, the ability to realize operating efficiencies in the integration of its acquisitions or as to management’s beliefs, expectations and opinions, are forward-looking statements that involve risks and uncertainties and are subject to change at any time. Certain factors, including without limitation, risks associated with growth and future acquisitions, fluctuations in quarterly operating results, can cause actual results and developments to be materially different from those expressed or implied by such forward-looking statements.

This website, the website materials on and in and made available through this website, and the services, information, and products offered by Company in connection therewith are made available “as is” and “with all faults.” Use of this website is entirely at your own risk.
Company makes no representations or warranties, and disclaims all representations and warranties, with respect to this website, the website materials on and in and made available through this website, and the services, information, and products offered in connection therewith, express or implied, written or oral, arising from course of dealing, course of performance, usage of trade, or otherwise, including, but not limited to, the implied warranties of merchantability, fitness for a particular purpose, accuracy, systems integration, non-interference, quality, title, and non-infringement. The entire risk as to satisfactory quality, performance, accuracy, and effort with regard to any and all website materials on and in and made available through this website is with you.

Company shall not be liable for any special, indirect, incidental, consequential, exemplary, extra-contractual, or punitive damages of any kind whatever, including, without limitation, lost revenues or lost profits, which may or do result from the use of, access to, or inability to use this website, the website materials on and in and made available through this website, or the services, information, and products offered in connection therewith, regardless of legal theory, whether or not any party had been advised of the possibility or probability of such damages, and even if the remedies otherwise available fail of their essential purpose. Under no circumstances will the total liability of Company to you or any other person or entity in connection with, based upon, or arising from this website, the website materials on and in and made available through this website, or the services, information, or products offered in connection therewith exceed the price paid by you for the use of this website.

Without limiting the generality of the foregoing, other sites that may be listed or linked in this website are not under the control of the Company. Accordingly, the Company can make no representation concerning the content of these sites to you, nor can the fact that the Company has given you this listing serve as an endorsement by the Company of any of these sites. The company is providing links to these sites as a convenience to you. The company has not tested any software that may be found on these sites and, therefore, cannot make any representations regarding the quality, safety, or suitability of any software found there.

There are inherent dangers in using any software found on the Internet, and the Company cautions you to ensure that you completely understand the risk before using any software.

The company is not responsible for any content, information, products, services, or software offered by any other party or at any other website.

These Terms and Conditions represent the entire agreement between you and Company with respect to the subject matter hereof and supersede all prior and contemporaneous written and oral representations, understandings, and agreements, express and implied, and will be governed by and construed in accordance with the laws of the State of Alabama, without reference to its conflict of law rules; provided, however, that the terms of any applicable law now or hereafter enacted that is based on, derived from, similar to, or connected with the uniform computer information transactions act drafted by the national conference of commissioners on uniform state laws shall not apply except to the extent that the law expressly prohibits alteration by these terms and conditions of the applicability of one or more sections of the law.

By accessing, viewing, or using the works, content, or materials on this website, you consent to the exclusive jurisdiction of the federal and state courts presiding in Alabama, and agree to accept service of process by personal delivery or mail and hereby waive all jurisdictional and venue defenses otherwise available. This website is controlled and operated by the Company from its offices within the United States. Without limiting anything else, the Company makes no representation that the works, content, materials, services, information, or products available on, in, or through the website are appropriate or available for use in other locations, and access to them from territories where they are illegal is prohibited. Those who access this website from other locations do so of their own volition and are responsible for compliance with applicable laws. The waiver or failure of the Company to exercise in any respect any right provided hereunder shall not be deemed a waiver of such right in the future or a waiver of any of the other rights established under these Terms and Conditions. Headings used in these Terms and Conditions are for reference only and shall not affect the interpretation of these Terms and Conditions. The waiver or failure of the Company to exercise in any respect any right provided hereunder shall not be deemed a waiver of such right in the future or a waiver of any of the other rights established under these Terms and Conditions. The company reserves the right to terminate your access to this website if you violate these Terms and Conditions or for any reason, whatever or no reason, with or without notice, in addition to all other remedies available at law or in equity.

This Privacy Notice sets forth the Company’s information gathering, use, and dissemination practices in connection with the World Wide Web site located at https://www.pinpoint.kfmweb.com (its “website”).

This Privacy Notice addresses the Company’s practices regarding information collected only directly through or from its website – it does not address or govern any information gathering, use, or dissemination practices related to information collected other than directly through or from its website, including, without limitation, from or via telephone, facsimile, postal mail, personal delivery, or other or additional offline means or media.

The company collects, uses, and stores information on the domain you use to access its website, the IP address of the site from which you linked directly to its website, and the date and time of your visit to its website. This information may be used to measure the number of visitors to the various pages on the Company website, to help improve the information on the site, and to better serve site visitors through special marketing and service programs, among others. The company also collects, uses, and stores the e-mail addresses of users that communicate with the Company via e-mail, information knowingly provided by website users, and information regarding which website pages users access.

The Company may use personal information contained in e-mails sent by individuals to answer questions, follow up on suggestions or complaints, process requests or transactions, or improve the level of service that the Company provides.

The company may share personally identifiable information obtained on its website with any company or marketing group internal to the Company. Except as provided below, the Company does not share any personally identifiable information obtained on its website with or sell information obtained on this website to any company or marketing group external to the Company. The Company may, however, share aggregate information with other persons or entities for purposes determined by the Company to be appropriate. In no event shall any disclosure be made where prohibited by applicable law, rule, or regulation, including but not limited to the Fair Debt Collection Practices Act, Fair Credit Reporting Act, and Health Insurance Portability and

Company may disclose identifiable information (i) to another entity with which Company enters or reasonably may enter into a corporate transaction, such as, for example, a merger, consolidation, acquisition, or asset purchase, (ii) to a third party pursuant to a subpoena, court order, or other form of legal process or in response to a request by or on behalf of any local, state, federal, or other government agency, department, or body, whether or not pursuant to a subpoena, court order, or other form of legal process, or (iii) to a third party if determined by Company in its sole judgment that such disclosure is appropriate to protect the life, health, or property of Company or any other person or entity. (The foregoing is not intended to obviate or displace any legal obligations or duties applicable to the Company.)

Except as necessary for Company to provide the services, information, or products requested by a website user, or except for the disclosures identified in the preceding paragraph, the user may opt out of having his or her personally identifiable information, which has been voluntarily provided to Company through or from its website, prospectively retained by Company, used by Company for secondary purposes, or disclosed by Company to third parties, by contacting Company via postal mail at 1920 3rd Ave N, Bessemer Al 35020 or 1-866-428-7323.
While the Company may undertake efforts to see that another party to which the Company shares personal information is under a contractual obligation to use the personal information solely for the purposes for which the Company disclosed the information, the Company exercises no control over such parties. The Company is not responsible for their conduct, actions, omissions, or information handling or dissemination practices.

E-mail posted or sent through this website may not be secure against interception by unauthorized individuals. To protect against interception by unauthorized individuals, we will not respond to e-mail requests concerning accounts placed for collection. Therefore, if you are communicating with the Company regarding a debt that has been placed for collection with the Company, all correspondence regarding that account should be sent by the U.S. Postal Service. Be sure to include your name, mailing address, the Company account number, creditor name, and creditor account number so we may process your inquiry and respond promptly. Without complete information, we will be unable to respond to your request.

The company has implemented physical, electronic, and procedural security safeguards to protect against the unauthorized release of or access to personal information. Additionally, to further safeguard this information, our employees are asked to agree to the Company’s Standards of Conduct and Work Rules and Confidentiality Agreements. They are subject to disciplinary action up to and including termination of employment if they fail to follow signed agreements.

The company may change this Privacy Notice at any time. Notice of any new or revised Privacy Notice and the location of the new or revised statement will be posted on the website for at least 60 days after the change. It is the obligation of users visiting the website before the change to learn of changes to the Privacy Notice since their last visit. Any change to this Privacy Notice shall be effective for any website user who has visited the website before the change was made.